I need car insurance

Need fast, simple car insurance quotations?

"I need car insurance, but where is the best place to get it from?" This is an extremely common question and you really have three choices; talk to a broker, get quotes from all the popular insurance companies on the Internet, or use a price comparison website. All of these options have their own advantages and disadvantages.

By talking to a broker you will be able to describe your exact requirements, and benefit from the personal touch. The problem is that the broker probably will not deal with a large number of insurance companies, so you may miss out on some better deals. In addition, brokers make their livings by getting a hefty commission from every policy that they sell, and this comes straight out of your pocket.

If you have the time and patience to do it, you could contact all the most popular insurance companies directly, either by telephone or online. If you try to do it by telephone of course you are likely to have an enormous bill at the end of the day, whilst you listen to disembodied voices telling you that your call is important to them and please do not hang up, because you will be answered eventually. Sometimes eventually can take a very long time. Most of these insurance companies do have a facility for you to get quotations online, but after you have typed in all your information to a couple of dozen quotation engines you are likely to feel in great need of a strong coffee and a headache tablet.

Price comparison engines are extremely popular because they allow you to compare quotations from many different insurance companies and brokers simultaneously. However, you have to be careful. Many of the popular comparison websites are actually owned by insurance companies or brokers; Admiral for instant own confused.com, the BGI group owns comparethemarket.com, Esure partly owns gocompare.com. All these companies do of course state that they do not favour their own products, but since in many cases they are free to charge whatever commission they wish on top of the basic insurance companies' premiums the temptation must be there and there have been a number of complaints of bias to the Office of Fair Trading who are currently investigating this practice. Nevertheless there are considerable benefits in using a price comparison engine. Very often insurance companies run special offers which change from time to time and a good comparison engine will get you the latest prices for every insurer, which means that you could benefit from which ever special offers are available. In addition, there are a number of insurance companies which will give substantial discounts to new clients who leave their existing insurers to join them. A good price comparison engine will include these discounts in their quotation.

So, to compare quotations please click the button above, now.